Key Features of the Self App:

- Free Rent Reporting: Improve your credit score by reporting rent payments to Equifax, Experian, and TransUnion. This establishes crucial positive payment history.

- Credit Builder Account: Simultaneously grow credit and savings. Plans begin at $25 monthly, with savings accessible at the end (less interest and fees). No credit check or hard inquiry is needed.

- Secured Self Visa® Credit Card: Achieve a secured Self Visa® Credit Card via the Credit Builder Account. Build credit across all three bureaus, usable wherever Visa is accepted in the US. No credit check required; you control your credit limit.

- Bill Reporting for Credit Building: Enhance credit by reporting cell phone, utility, and other bill payments (for a monthly fee). Report up to five payments monthly, plus gain TransUnion credit monitoring and $1 million identity theft insurance.

- Proven Credit Score Improvement: Users with Self Credit Builder Accounts starting below a 600 credit score, and making timely payments, see an average 49-point increase.

- Self Visa® Credit Card Access: Eligibility for the Self Visa® Credit Card requires a Credit Builder Account in good standing, three on-time payments, $100+ in savings progress, and meeting income requirements.

In Conclusion:

The Self app provides a comprehensive solution for credit building and improvement. Reporting rent and bills, combined with the Credit Builder Account, establishes positive payment history and boosts credit scores. Access to a secured Self Visa® Credit Card further enhances credit building. With potential for significant score increases, Self is a powerful tool for improving your financial standing. Download Self and begin your credit journey today.